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Chartered Professional Accountants Providing Expert Accounting and Tax Services for Businesses and Individuals

Financial Tools

Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.



Financial Calculators


Accelerated Debt PayoffConsolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Asset Allocation Calculator Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Auto Loan CalculatorFind out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price!
Breakeven Analysis Find out how many and what price you must sell your product at to make a profit.
Business Debt Consolidation Calculator Should your business consolidate its debt? Use this calculator to find out.
Business Valuation - Discounted Cash Flow This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Buy vs. LeaseShould you lease your next automobile or finance it? Find out with this calculator!
Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Compound InterestThis calculator demonstrates how compounding can affect your savings.
Consolidation Loan Investment CalculatorGetting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
Credit LineHow big a line of credit can you receive? Use this calculator to find out!
Education SavingsUse this calculator to help develop or fine-tune your education savings plan.
Emergency Savings CalculatorThis calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Enhanced Loan CalculatorUse the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Equipment Buy vs. LeaseShould you lease your next equipment or finance it? Find out with this calculator!
Investment Distributions This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out.
Investment Goal CalculatorUse this calculator to see if your investment plan is on track to meet your investment goals and receive suggestions on how to change it if you are falling short.
Investment Loan This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
Investment Returns There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
Investment Savings and DistributionsUse this calculator to see how long your investment savings can last once you begin taking distributions.
Line of Credit and Loan PaymentsThis calculator helps determine your loan or line of credit payment.
Line of Credit Payoff Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
Loan ComparisonUse this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Loan Prequalification Calculator Use this calculator as your first step in determining your ability to qualify for a loan.
Mortgage CalculatorUse this calculator to determine your monthly payment and amortization schedule.
Mortgage CompareUse this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you.
Mortgage PayoffSave thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage QualifierThis calculator helps you determine just how much house you can afford.
Mortgage Refinance Interest SavingsUse this calculator to see how much interest you can save by refinancing your mortgage!
Net WorthThis calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Rent vs. BuyAre you better off buying your home, or should you continue to rent?
RRIF Payment CalculatorThis calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).
RRSP Loan CalculatorAn RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.
Savings CalculatorFind out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Savings, Taxes, and InflationUse this calculator to determine how much your savings will be worth with these two important variables in mind.
Student Budget CalculatorThis calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
Tax Free Savings Account (TFSA) ComparisonThis calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account.
Taxable vs. Tax Advantaged InvestmentsThis calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
Working Capital Needs Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.